:root{
  --navy:#0f2340;
  --gold:#b87319;
  --cream:#f8f5ef;
  --white:#fff;
  --muted:#4b5563;
  --line:rgba(15,35,64,.14);
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Arial,Helvetica,sans-serif;background:var(--cream);color:var(--navy);line-height:1.6}
h1,h2,.brand span{font-family:Georgia,'Times New Roman',serif}
a{text-decoration:none;color:inherit}
.container{width:min(1180px,92%);margin:0 auto}
header{background:rgba(248,245,239,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:14px}
.brand img{width:66px;height:66px;border-radius:50%;object-fit:cover}
.brand span{font-size:1.7rem}
nav{display:flex;gap:32px;font-weight:700;font-size:.94rem}
nav a{padding:8px 0;border-bottom:2px solid transparent}
nav a.active,nav a:hover{border-bottom-color:var(--gold)}
.nav-cta{background:var(--gold);color:#fff;border-radius:8px;padding:14px 22px;font-weight:700}
.hero{padding:60px 0 0;background:#fff}
.hero-grid{display:grid;grid-template-columns:.9fr 1.35fr;gap:44px;align-items:center}
.hero-copy{padding-bottom:60px}
.hero h1{font-size:clamp(3.3rem,6vw,6rem);line-height:.96;letter-spacing:-.035em;margin-bottom:28px}
.hero h1 span{color:var(--gold)}
.hero p{font-size:1.15rem;color:var(--navy);max-width:460px;margin-bottom:30px}
.button-row{display:flex;gap:18px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 26px;border-radius:8px;font-weight:800;border:none;cursor:pointer}
.btn-primary{background:var(--gold);color:#fff}
.btn-secondary{border:1px solid var(--gold);color:var(--gold);background:transparent}
.hero-image img{width:100%;display:block;border-radius:0 0 0 80px}
.quick-services{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:32px 0}
.quick-row{display:grid;grid-template-columns:1.1fr repeat(3,1fr);align-items:center;text-align:center;gap:18px}
.quick-label{text-transform:uppercase;color:var(--gold);font-weight:800;font-size:.8rem;letter-spacing:.08em;text-align:left}
.quick-item{font-family:Georgia,'Times New Roman',serif;font-size:1.2rem;border-left:1px solid var(--line);padding:10px 12px}
.quick-item span{display:block;color:var(--gold);font-size:2rem;line-height:1;margin-bottom:8px}
.view-link{font-weight:800;color:var(--navy);border-bottom:2px solid var(--gold);padding-bottom:7px;justify-self:end}
.page-split,.standard-page,.contact-page{padding:72px 0;background:#fff}
.split-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:52px;align-items:center}
.page-title{font-size:clamp(2.3rem,4vw,4rem);line-height:1.05;margin:8px 0 26px}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;color:var(--gold);font-weight:800;font-size:.82rem}
.page-copy p,.standard-page p,.contact-page p{color:var(--muted);font-size:1.06rem;margin-bottom:16px}
.page-image img{width:100%;display:block;object-fit:cover;border-radius:0}
.center{text-align:center}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(185px,1fr));gap:20px;margin:42px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:30px 22px;text-align:center;box-shadow:0 8px 22px rgba(15,35,64,.04)}
.card h2{font-size:1.25rem;margin-bottom:10px}
.card p{font-size:.95rem}
.icon{color:var(--gold);font-size:2.4rem;margin-bottom:12px}
.scheme-teaser{margin-top:42px;display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center;background:#f4eee6;border-radius:12px;padding:36px}
.scheme-icon{font-family:Georgia,serif;color:var(--gold);font-size:3.5rem;border:2px solid var(--gold);padding:18px 22px}
.scheme-hero{background:linear-gradient(rgba(15,35,64,.25),rgba(15,35,64,.25)),url('river-image.png') center/cover;min-height:360px;display:flex;align-items:center;text-align:center;color:#fff}
.scheme-hero h1{font-size:4rem;margin-bottom:14px}
.scheme-hero p{font-size:1.18rem;max-width:620px;margin:0 auto}
.three-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;text-align:center;margin-bottom:38px}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:52px}
.contact-list{display:grid;gap:13px;margin-top:24px;color:var(--navy);font-weight:700}
form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:34px}
input,textarea{width:100%;padding:15px;border:1px solid var(--line);border-radius:6px;margin-bottom:16px;font-size:1rem}
textarea{min-height:155px}
.site-footer{background:var(--navy);color:#fff;padding:22px 0 16px}
.footer-row{display:flex;justify-content:center;gap:34px;flex-wrap:wrap;font-size:.95rem}
.footer-row a{opacity:.95}
.compliance{text-align:center;font-size:.82rem;opacity:.85;margin-top:12px;line-height:1.5}
@media(max-width:900px){
  .nav{flex-wrap:wrap}.nav-cta{display:none}nav{gap:16px;flex-wrap:wrap}
  .hero-grid,.split-grid,.contact-grid{grid-template-columns:1fr}
  .quick-row{grid-template-columns:1fr 1fr}.quick-label,.view-link{text-align:center;justify-self:center}
  .cards{grid-template-columns:repeat(2,1fr)}
  .three-grid{grid-template-columns:1fr}
}
@media(max-width:620px){
  .brand span{font-size:1.35rem}.brand img{width:54px;height:54px}
  nav{display:none}
  .hero h1{font-size:3.5rem}
  .cards,.quick-row,.scheme-teaser{grid-template-columns:1fr}
  .hero-image img{border-radius:0}
}

.gov-links{margin-top:46px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:34px;text-align:center}
.gov-links h2{font-size:2rem;margin-bottom:10px}
.gov-links p{max-width:720px;margin:0 auto 24px}
.center-buttons{justify-content:center}


.legal-page{padding:72px 0;background:#fff}
.legal-page .container{max-width:980px}
.legal-page h1{font-size:clamp(2.2rem,4vw,3.6rem);line-height:1.08;margin-bottom:14px}
.legal-page h2{font-size:1.55rem;margin:34px 0 12px;color:var(--navy)}
.legal-page h3{font-size:1.15rem;margin:24px 0 8px;color:var(--navy)}
.legal-page p,.legal-page li{color:var(--muted);font-size:1rem;margin-bottom:12px}
.legal-page ul{padding-left:22px;margin:10px 0 18px}
.legal-page .updated{color:var(--gold);font-weight:800;text-transform:uppercase;letter-spacing:.06em;font-size:.78rem;margin-bottom:28px}
.legal-page .contact-box{background:#f4eee6;border:1px solid var(--line);border-radius:12px;padding:24px;margin:26px 0}
.legal-links{display:flex;justify-content:center;gap:20px;flex-wrap:wrap;font-size:.86rem;margin-top:14px}
.legal-links a{opacity:.9;border-bottom:1px solid rgba(255,255,255,.35);padding-bottom:2px}
.legal-links a:hover{opacity:1;border-bottom-color:#fff}
@media(max-width:620px){
  .site-footer{padding:26px 0 20px}
  .footer-row,.legal-links{display:grid;grid-template-columns:1fr;gap:10px;text-align:center}
  .compliance{font-size:.76rem;margin-top:18px}
  .legal-page{padding:48px 0}
}